Complete Deposit Solutions
Explore our comprehensive range of deposit products - from savings accounts to specialized schemes. All with enhanced interest rates and flexible terms to maximize your returns.
Why Choose Our Deposits?
Experience the benefits of investing with KMACCS's time-tested deposit products
100% Safe & Secure
All deposits are fully secured with government backing and insurance coverage
Competitive Interest Rates
Attractive interest rates that beat traditional banks and maximize your returns
Flexible Terms
Choose from various tenure options and withdrawal facilities as per your needs
Quick Processing
Fast account opening and instant deposit processing with minimal documentation
Quick Navigation
Jump to any section to explore our deposit products
Rate of Interest on Deposits
Competitive interest rates across all deposit products.
15 days To 29 days
6%
30 days To 45 days
7%
46 days To 90 days
8%
91 days to 180 days
8.5%
181 days to 1 year
10%
Above 1 year to 2 years
10.5%
Above 2 years to 3 years
11%
Above 3 years
11%
Savings Account
Secure savings with zero balance requirement and attractive returns
Interest Rate
4.25% p.a*
Minimum Amount
₹0
Key Features
Eligibility
Any individual above 18 years
Required Documents
- Aadhaar Card
- PAN Card
- Passport size photos
Benefits
- Zero balance account
- Free ATM transactions
- SMS alerts
Terms & Conditions
Interest calculated quarterly on minimum balance
Current Account
Business banking solution with unlimited transactions
Interest Rate
3.00% p.a*
Minimum Amount
₹10,000
Key Features
Eligibility
Businesses, firms, companies, institutions
Required Documents
- Business registration
- PAN Card
- Address proof
Benefits
- No transaction limits
- Business loans available
- Cash management
Terms & Conditions
Minimum balance of ₹10,000 to be maintained
Fixed Deposit
PopularAvailable only for KMACCS members with guaranteed returns
Interest Rate
7.75%-8.60% p.a
Minimum Amount
₹5,000
Key Features
Eligibility
KMACCS members and general public
Required Documents
- KYC documents
- Membership certificate
Benefits
- Highest returns
- Loan facility
- Tax saving under 80C
Terms & Conditions
Penalty for premature withdrawal - 1% less than applicable rate
Recurring Deposit
KMACCS guarantees impressive returns on periodic investments
Interest Rate
8%-10% p.a
Minimum Amount
₹100/month
Key Features
Eligibility
Any individual or joint account holders
Required Documents
- KYC documents
- Bank account details for auto-debit
Benefits
- Disciplined savings
- Compound growth
- Financial planning
Terms & Conditions
Minimum 12 monthly installments required
Daily Deposit
Enjoy hassle-free deposits, Start saving today with flexibility
Interest Rate
6%-8% p.a
Minimum Amount
₹10/day
Key Features
Eligibility
Small savers, daily wage earners
Required Documents
- Basic KYC documents
- Address proof
Benefits
- Daily collection service
- No minimum balance
- Instant access
Terms & Conditions
Collection charges may apply for door-to-door service
Monthly Income Scheme
PopularInvest in MIS today for attractive monthly returns and growth
Interest Rate
11%-13% p.a
Minimum Amount
₹1,00,000
Key Features
Eligibility
Individuals seeking regular income, retirees
Required Documents
- KYC documents
- Income proof
- Age proof for senior citizens
Benefits
- Regular monthly income
- Capital safety
- Higher returns than banks
Terms & Conditions
Lock-in period applies, premature withdrawal with penalty
Double Income Scheme
PopularSpecial deposit scheme where your money doubles in a fixed period
Interest Rate
12%-15% p.a
Minimum Amount
₹25,000
Key Features
Eligibility
Long-term investors, parents planning for children
Required Documents
- Complete KYC documents
- Investment declaration
Benefits
- Guaranteed doubling
- No market volatility
- Tax planning
Terms & Conditions
Fixed tenure, no premature withdrawal allowed
How to Open a Deposit Account
Visit Branch
Visit any KMACCS branch with required documents and initial deposit amount
Submit Documents
Submit KYC documents, photographs, and completed application form
Start Earning
Your account will be activated immediately and you start earning attractive returns
Ready to Start Your Investment Journey?
Join thousands of satisfied members who trust KMACCS for their deposit needs. Get started today with our attractive deposit products.